FAQ
Everything About
JustMoney — Answered
30 frequently asked questions about JustMoney, TRON DeFi, cross-chain swaps, and the JM token.
What is JustMoney?+
JustMoney is a next-generation cross-chain DeFi ecosystem built on TRON. It powers Web3 and DeFi with decentralized applications including cross-chain token swaps, asset bridges, yield farming, and governance — all accessible without an account or KYC through a non-custodial interface.
How do I launch the JustMoney app?+
Click the "Launch App" button at the top of the page or in the main CTA section. Connect your TronLink, MetaMask, or WalletConnect-compatible wallet when prompted. The full JustMoney ecosystem — including swap, bridge, and earn — is immediately available with no registration or email required.
What blockchain is JustMoney built on?+
JustMoney is primarily built on the TRON blockchain, leveraging its ultra-low fees (typically under $0.01) and 3-second transaction finality. Through its cross-chain bridge and aggregation layer, JustMoney also connects to Ethereum, BNB Chain, Polygon, Solana, Avalanche, Arbitrum, Optimism, and 22+ additional networks.
How do I swap tokens on JustMoney?+
Connect your wallet via the "Launch App" button. In the Swap interface, select your input token (e.g., USDT TRC20) and output token (e.g., TRX). Enter the amount you want to swap. JustMoney will automatically query 400+ DEX pools and display the best rate, estimated output, and full route. Review the details and click "Swap Now." Approve the transaction in your wallet — it confirms on TRON in under 3 seconds.
What is the JM token?+
JM is JustMoney's native utility and governance token deployed on TRON as a TRC20 token. Holding JM entitles users to a 50% discount on protocol fees when used for payment, grants voting rights in governance proposals, and provides access to boosted yield rates in the Earn product. JM has a fixed total supply of 1 billion tokens.
What wallets are compatible with JustMoney?+
JustMoney supports TronLink (recommended for TRON), MetaMask, Trust Wallet, Coinbase Wallet, WalletConnect (200+ compatible wallets), Ledger, Trezor, Phantom (Solana), and all major EVM-compatible browser extension wallets. For TRON-native swaps, TronLink provides the best experience. For cross-chain swaps involving EVM chains, any EVM wallet works.
What are JustMoney's fees?+
JustMoney's protocol fee starts at 0.01% of swap value — among the lowest in DeFi. Additionally, you pay a network gas fee for the blockchain transaction, which on TRON is typically under $0.01. When you pay the protocol fee in JM tokens, you receive a 50% discount. All fees are included in the quoted rate — no hidden charges.
Is JustMoney safe to use?+
Yes. JustMoney is fully non-custodial — your funds never enter JustMoney's control. Smart contracts are audited by independent security firms and all code is open-source on GitHub. MEV protection routes transactions through private mempools to prevent front-running. Cross-chain operations use battle-tested bridge protocols, and all swaps are atomic — they either complete fully or revert with funds returned to your wallet.
What is cross-chain swapping?+
Cross-chain swapping lets you exchange a token on one blockchain for a token on a completely different blockchain in a single step. For example, swapping ETH (Ethereum) directly for TRX (TRON) without going through a centralized exchange. JustMoney handles the entire process — swap on source chain, bridge the bridgeable asset, swap on destination chain — automatically and atomically in one user action.
What is MEV protection and why does JustMoney include it?+
MEV (Maximal Extractable Value) bots monitor public mempools and front-run your transactions — buying before you and forcing you to pay a higher price. JustMoney routes all transactions through private, encrypted mempool relays so bots cannot see or front-run your swap. This protection can save users $20–$100+ on large trades. It's enabled by default at no extra cost.
How fast are transactions on JustMoney?+
TRON-to-TRON swaps (e.g., USDT TRC20 to TRX) confirm in approximately 3 seconds — among the fastest in all of DeFi. Cross-chain swaps that involve bridging typically take 30 seconds to 3 minutes depending on the destination chain's confirmation requirements. Ethereum swaps depend on network congestion but JustMoney uses gas optimization to minimize delays.
Does JustMoney require KYC?+
No. JustMoney is a fully decentralized, non-custodial protocol. No account registration, email address, phone number, identity verification, or KYC of any kind is required. All you need is a compatible wallet. This is a core principle of JustMoney's commitment to permissionless, open DeFi.
What is slippage tolerance and how should I set it?+
Slippage tolerance is the maximum acceptable price difference between your quoted rate and the actual execution price. For stablecoin swaps on TRON (e.g., USDT to TRX), 0.1%–0.5% is typically sufficient. For more volatile tokens or large trades, use 1%. The "Auto" setting on JustMoney dynamically calculates the optimal tolerance based on the trading pair's historical volatility and current liquidity — it's the best option for most users.
Can I provide liquidity on JustMoney?+
Yes. Through the JustMoney Earn module, you can deposit token pairs into TRON liquidity pools and earn a share of trading fees generated by swappers. JustMoney also offers auto-compounding vaults that reinvest your fee earnings automatically to maximize APY. Current staking yields for JM liquidity providers are among the highest in the TRON DeFi ecosystem.
How does JustMoney find the best swap rate?+
JustMoney's routing engine simultaneously queries over 400 DEX liquidity sources including JustSwap, SunSwap, Uniswap, PancakeSwap, Curve, and many more. A pathfinding algorithm then determines whether splitting your order across multiple pools reduces total price impact. Quotes refresh every 5 seconds to ensure accuracy. The final route shown is always the one that gives you the most output tokens for your input.
What is JustSwap and how does it relate to JustMoney?+
JustSwap is TRON's primary native AMM (automated market maker) — similar to Uniswap on Ethereum. JustMoney aggregates JustSwap alongside SunSwap, SunCurve, and hundreds of other DEXes to always find the best rate. In many TRON pairs, JustSwap is the primary liquidity source and JustMoney routes through it automatically when it offers the best rate.
How does the JustMoney Bridge work?+
The JustMoney Bridge uses a combination of lock-and-mint and burn-and-release mechanisms. To bridge USDT from Ethereum to TRON, your ERC20 USDT is locked in an Ethereum smart contract, and an equivalent amount of TRC20 USDT is minted on TRON and sent to your wallet within 30–60 seconds. The process is atomic and trustless — no centralized party holds your funds at any point.
What tokens can I swap on JustMoney?+
JustMoney supports thousands of tokens across 30+ chains. On TRON, all TRC10 and TRC20 tokens with sufficient on-chain liquidity are supported — including TRX, USDT, USDC, JST, BTT, WBTC, WIN, SUN, NFT, and the native JM token. On Ethereum and BNB Chain, all major ERC20 and BEP20 tokens are available. If a token has an active liquidity pool anywhere, JustMoney can route it.
How do I stake JM tokens?+
To stake JM, launch the JustMoney app and navigate to the Earn section. Select the JM Staking pool and choose how many tokens you want to stake. Approve the transaction in your wallet. Your JM tokens begin earning staking rewards immediately. Rewards are distributed in JM and can be claimed or auto-compounded at any time. There is no minimum lock period for basic staking.
What is the TRON network and why is it good for DeFi?+
TRON is a high-performance blockchain with 3-second block times, sub-cent transaction fees, and a massive global user base — it processes the highest volume of USDT transactions of any blockchain. For DeFi, this means swaps are near-instant and gas fees are negligible (typically $0.001–$0.01), making even small trades economical. TRON is home to JustSwap, SunSwap, and the world's largest on-chain USDT liquidity.
Can I use JustMoney on mobile?+
Yes. JustMoney is fully mobile-optimized and accessible through any mobile browser. For the best mobile experience, use the TronLink mobile app (iOS/Android) or Trust Wallet's built-in DApp browser to navigate to justmoney.it.com. WalletConnect support enables connection from virtually any mobile crypto wallet with a QR code scan.
What is impermanent loss in JustMoney liquidity pools?+
Impermanent loss (IL) occurs when the price ratio of the two tokens in your liquidity position changes relative to when you deposited. The larger the divergence, the more IL you experience compared to simply holding both tokens. JustMoney's stablecoin pools (USDT/USDC) carry near-zero IL risk since both tokens are pegged to $1. Volatile pairs carry more IL risk, which is offset by higher fee earnings. JustMoney displays estimated IL risk for each pool in the Earn interface.
How does JustMoney governance work?+
JustMoney is governed by JM token holders through an on-chain DAO (Decentralized Autonomous Organization). Any holder with at least 1,000 JM can submit a proposal. All JM holders can vote on proposals — with voting power proportional to their holdings. Active proposals cover fee parameters, new chain integrations, protocol upgrades, and treasury allocations. Voting and proposal submission happen directly in the JustMoney app under the Governance tab.
What is the JustMoney API?+
The JustMoney API allows developers to integrate cross-chain swap and bridge functionality into their own dApps, wallets, or services. It offers REST and WebSocket endpoints for token pricing, routing quotes, transaction submission, and status tracking. API documentation is available at docs.justmoney.it.com. A developer SDK for JavaScript/TypeScript is currently in preview and can be installed via npm.
Where can I buy JM tokens?+
JM tokens can be purchased directly on JustMoney by swapping any supported token (e.g., USDT TRC20, TRX) for JM. Simply launch the app, select JM as your output token, and swap. JM is also available on JustSwap, SunSwap, and select centralized exchanges. Always ensure you are purchasing from the official JM token contract address listed on justmoney.it.com to avoid scam tokens.
Is JustMoney open source?+
Yes. JustMoney's smart contracts and protocol core are fully open source and available on GitHub. The frontend application code is also publicly accessible. Open sourcing the code allows the community, security researchers, and auditors to independently verify that the protocol behaves as described. Bug bounty rewards are available for verified security vulnerabilities found in the codebase.
How do I add a custom token to JustMoney?+
In the JustMoney swap interface, click the token selector dropdown and choose "Import Token." Paste the TRC20 contract address of the token you want to add. JustMoney will verify the contract on-chain and display the token name, symbol, and decimals. Confirm the import with a single click. Note: always verify contract addresses from official project sources before importing to avoid interacting with scam tokens.
What happens if my swap fails on JustMoney?+
If a swap cannot complete — due to slippage exceeding your tolerance, insufficient liquidity, or a network error — the transaction reverts atomically. Your original tokens are returned to your wallet minus only the small network gas fee (which went to TRON validators, not to JustMoney). You will never lose your input tokens to a failed swap. JustMoney displays an error message explaining why the swap failed and suggests adjustments like increasing slippage tolerance.
How can I track my JustMoney transactions?+
Every swap executed through JustMoney is a standard on-chain transaction visible on public block explorers. For TRON transactions, use Tronscan.org and search your wallet address or the transaction hash. For cross-chain transactions, JustMoney's in-app history panel tracks both legs of the swap (source chain lock and destination chain receipt) and links to both explorers. You can also export your full transaction history as a CSV from the portfolio section.
How do I join the JustMoney community?+
JustMoney's community spans multiple platforms. Join the Telegram group for live discussion, follow Twitter/X for announcements and updates, join the Discord server for developer support and governance discussions, and subscribe to the blog on justmoney.it.com for in-depth articles. GitHub is the place for technical contributions and open-source collaboration. Community members who contribute meaningfully may be eligible for JM token grants through the community treasury.